Guaranteed sale on any property
Receive funds in 7 - 28 days
Cash offer in 24 hours
OUR PROCESS
We’re completely transparent throughout the process of buying your home.
STEP 01
Call or fill out an online form
Call us on 01723 313100 or fill in your details via our online form.
STEP 02
Receive offer
Upon receiving the information about your property, we can extend an offer within 24 hours.
STEP 03
Agree the sale
Cash offer in 24 hours, no legal fees, any location.
See the difference between traditional estate agents and
We Buy Any Home
| Estate Agents |
 |
|
|---|---|---|
|
Original advertised price
|
£125,000
|
N/A
|
|
Agreed Sale Price
|
£119,500
|
£104,000
|
|
Price after Agent fees
|
£117,707
|
£104,000
|
|
Price after Solicitor fees
|
£116,207
|
£104,000
|
|
Price after utility bills
|
£112,457
|
£104,000
|
|
Price after council tax
|
£110,957
|
£104,000
|
|
Price after mortgage costs
|
£103,757
|
£104,000
|
|
Final amount you get
|
£103,757
|
£104,000
|
Cash offer in 24 hours, no legal fees, any location.
Let us help you avoid a repossession
Facing repossession can have severe and long-lasting consequences for your financial well-being. A County Court Judgment (CCJ) against you is recorded on your credit file at the Register of Judgments, Orders, and Fines, where it remains for six years. This can make it significantly challenging to secure another mortgage, obtain a credit card, or even open a bank account.
When you are confronted with the prospect of repossession and lack alternative means to settle the debt, selling your property on your own terms is unequivocally the best course of action. If the offer you receive from a cash house buyer, such as Purchase Circle, covers the amount you owe to the bank, it is undeniably a preferable option to allowing the repossession of your property.
Reasons to use Purchase Circle
Estate Agents
Estate Agent Fees
Solicitor Fees
Multiple Viewings
6-12 Months Completion
Late Price Negotiations
Sale Chain Collapse
Cash offer in 24 hours, no legal fees, any location.
Stop house repossession
If you fall behind on your mortgage repayments, your lender will notify you of your mortgage arrears, which represents the amount you currently owe them. Staying calm and maintaining open communication with your mortgage provider can often halt the repossession process, as many lenders are willing to offer time frames and alternative payment plans to help you regain control of your financial situation.
If you fail to establish contact with your lender, they may initiate the process of filing for a repossession order. This signifies that the courts have granted your mortgage provider the right to repossess your home. You will be obligated to attend a court hearing during which you can present your case to a judge. Frequently, solutions to prevent repossession orders can be explored at this juncture.
In the event that the court determines that repossession is the best course of action, you will be provided with a specific date by which you must vacate your property. If you fail to comply, bailiffs will be sent to remove you. Your mortgage lender will then proceed to sell your home, and any surplus funds, after settling the debt, will be returned to you.
It's important to note that house repossession is not the only solution and that alternative options may be available.
Communicate with your lender. Mortgage lenders are not your adversaries; you are their customer, and they are often eager to work with you to find a solution if you are upfront and honest. It's important to recognize that they are human too and can show sympathy toward your situation.
The moment you suspect you might face difficulties with your mortgage provider, it's crucial to initiate a conversation with them. There's no need to be afraid – honesty is the most effective approach. Keep in mind that their goal is to recover their money, so it is certainly in their best interest to work with you in establishing realistic payment terms that you can adhere to. If no viable solutions emerge with your lender, this is where we can assist you in avoiding potential consequences, such as being blacklisted for future credit or renting a property.
Cash offer in 24 hours, no legal fees, any location.
Areas We Service
We buy property all around the UK, but popular areas are Humberside, Yorkshire, Durham and surrounding area’s
Aberdeen
Leeds
Preston
Birmingham
Leicester
Sheffield
Bradford
Liverpool
Stoke
Cardiff
London
Sunderland
Doncaster
Manchester
Swansea
Edinburgh
Newcastle
Wigan
Glasgow
Nottingham
Cash offer in 24 hours, no legal fees, any location.
FAQ's
When you receive a County Court Judgment (CCJ), you typically have a 30-day window to settle the outstanding balance before your home faces the risk of repossession. If you’ve received a CCJ and lack alternative means to meet your financial obligations, it’s advisable to promptly contact We Buy Any Home. Doing so sooner rather than later allows you more time and flexibility, reducing the stress associated with halting the repossession within a tight timeframe. While we are capable of completing transactions in as little as seven days, in cases like these, reaching out to us as early as possible is highly recommended.
Yes, we can help. To prevent a County Court Judgment (CCJ), you typically need to settle the outstanding amount owed within 30 days of receiving it. Purchase Circle can step in to purchase your property for cash, allowing you to repay your lender within that timeframe and avoid the CCJ from being recorded on your credit file at the Register of Judgments, Orders, and Fines.